R2TM

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日常

How Much Does Education Really Cost? A Realistic Look at Children’s Schooling and Household Budgets in Japan [2025 Edition]

From kindergarten to university, education in Japan can cost between ¥5M and ¥20M+. This 2025 guide breaks down real costs, household impacts, and strategies for parents in their 40s.
日常

Thinking Realistically About Japan’s “20 Million Yen Retirement Problem”: 2025 Simulation

A complete 2025 guide to Japan’s “¥20 million retirement problem.” Simulations for singles and couples, inflation impact, pensions, and practical strategies for 40s workers.
日常

老後2000万円問題をリアルに考える:2025年版シミュレーション

"2025年最新版の老後2000万円問題を徹底解説。単身・夫婦の生活費シミュレーション、年金・物価・社会保険料の影響、NISAやiDeCoを使った資産形成と具体的な行動計画を紹介します。
楽天

2025 Guide: Japan’s Social Insurance Premiums Explained|Impact on 40s Workers’ Take-Home Pay

Japan social insurance premiums, 2025 guide, take-home pay Japan, 40s workers, health insurance Japan, pension contributions, long-term care insurance, employee costs, household budget, financial planning Japan
日常

【2025年版】社会保険料の仕組みと負担増を徹底解説|40代会社員の手取りと家計への影響

40代会社員の手取りが減る原因は社会保険料の増加。2025年最新データで年収別シミュレーションや過去30年の推移を解説し、家計改善の対策を紹介します。
https://www.rakuten-sec.co.jp/session_error.html